Retirement Plan Consultant & Advisory Services

At Vigilant we have a passion for our work and take great comfort in knowing that we spend each day influencing the ability for thousands of Americans to accumulate wealth and retire with financial independence. 

We help our plan sponsor clients to develop and maintain best in class retirement plans and help plan participants create savings and retirement income plans that will meet their needs. 

We firmly believe there is nothing that our competitors can offer that we do not have between the experience and knowledge we share coupled with the depth of resources we have at our disposal with our affiliation with Retirement Plan Advisory Group (RPAG). As the industry leader in retirement plan advisory and consultant plan management, RPAG allows us to gain efficiencies and gain access to superior resources to benefit our clients.

We have a sterling reputation with industry peers, vendor partners and investment personnel.  It is a very small group of advisors that have the expertise to provide both sponsor and participant services at this level and achieve measurable results.

Our value proposition delivers the following to our clients:

Vigilant Retirement Plan Advisory Services Overview:

  • Our partners have over 50 years of retirement plan management experience, with specific focus with non-profit organizations.
  • Proven track record of helping to manage 401(k), defined benefit, non-qualified and ESOP plans.
  • Proven track record of handling 403(b) multi-vendor RFPs, including the transitioning to one service provider… this is paramount given the complexities!
  • We enhance investment opportunities through dedicated and ongoing Investment Analysis utilizing 15+ quantitative and qualitative metrics. 
  • We help guide participants on the benefits of the plan and promote better understanding of investments through hands-on advice and education.
  • We help save organizations and participants money by conducting detailed Fee  Benchmarking to ensure total plan costs are relative to services received. 
  • We help protect fiduciaries from personal and corporate financial liability and help maintain Plan Compliance through documented, proven Due Diligence processes.

As a plan fiduciary you should have prepared a Fiduciary Review of the plan and investments as well as a comprehensive Total Cost Analysis of all fees and expenses related to your plan at least annually. To maximize participant experience and plan efficiencies a detailed Service Plan should be developed.  Additionally, plans should perform a review of the retirement plan administrator or vendor through an RFP process every three to five years.